/* Reset and base styles */
body {
    margin: 0;
    padding: 0;
    font-family: 'Segoe UI', 'Roboto', Arial, sans-serif;
    background: linear-gradient(135deg, #0f2027 0%, #2c5364 100%);
    color: #f5f6fa;
    min-height: 100vh;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding-left: 40px;
    padding-right: 40px;
}

.header {
    background: rgba(15,32,39,0.95);
    box-shadow: 0 2px 16px 0 rgba(0,0,0,0.12);
    position: sticky;
    top: 0;
    z-index: 100;
}

.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 80px;
}

.logo {
    font-size: 2.2rem;
    font-weight: 700;
    letter-spacing: 2px;
    background: linear-gradient(90deg, #00c6ff 0%, #0072ff 100%);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
}

.nav a {
    color: #f5f6fa;
    text-decoration: none;
    margin-left: 32px;
    font-size: 1.1rem;
    font-weight: 500;
    position: relative;
    transition: color 0.2s;
}
.nav a.active {
    color: #00c6ff;
}
.nav a::after {
    content: '';
    display: block;
    width: 0;
    height: 2px;
    background: #00c6ff;
    transition: width 0.3s;
    position: absolute;
    left: 0;
    bottom: -4px;
}

.nav a:hover {
    color: #00c6ff;
}

.nav a:hover::after {
    width: 100%;
}

.hero {
    position: relative;
    min-height: 80vh;
    display: flex;
    align-items: center;
    justify-content: center;
    overflow: hidden;
    background: linear-gradient(120deg, #232526 0%, #414345 100%);
    background-image: linear-gradient(120deg, #232526 0%, #414345 100%), url('img/bg.png');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.hero-bg {
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: radial-gradient(circle at 60% 40%, rgba(0,198,255,0.18) 0%, transparent 70%),
                radial-gradient(circle at 30% 70%, rgba(0,114,255,0.12) 0%, transparent 80%);
    z-index: 1;
    background-image: url('img/bg.png');
    background-size: cover;
    background-position: center;
    background-repeat: no-repeat;
}

.hero-content {
    position: relative;
    z-index: 2;
    text-align: left;
    max-width: 600px;
    padding: 40px 40px;
    background: rgba(255,255,255,0.05);
    border-radius: 32px;
    box-shadow: 0 8px 32px 0 rgba(31,38,135,0.18);
    backdrop-filter: blur(8px);
    box-sizing: border-box;
}

.hero-content h1 {
    font-size: 3rem;
    font-weight: 800;
    margin-bottom: 18px;
    line-height: 1.1;
    color: #fff;
}

.hero-content p {
    font-size: 1.3rem;
    margin-bottom: 32px;
    color: #e0e6ed;
}

.cta-btn {
    display: inline-block;
    padding: 16px 40px;
    font-size: 1.2rem;
    font-weight: 700;
    border-radius: 32px;
    background: linear-gradient(90deg, #00c6ff 0%, #0072ff 100%);
    color: #fff;
    border: none;
    box-shadow: 0 4px 24px 0 rgba(0,198,255,0.18);
    cursor: pointer;
    transition: background 0.2s, transform 0.2s;
    text-decoration: none;
}

.cta-btn:hover {
    background: linear-gradient(90deg, #0072ff 0%, #00c6ff 100%);
    transform: translateY(-2px) scale(1.04);
}

.features-section {
    padding: 80px 0 60px 0;
}

.features-section h2 {
    font-size: 2.2rem;
    font-weight: 700;
    margin-bottom: 40px;
    text-align: center;
    color: #00c6ff;
}

.features-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: 32px;
}

.feature-card {
    background: rgba(255,255,255,0.07);
    border-radius: 24px;
    padding: 36px 28px;
    box-shadow: 0 4px 24px 0 rgba(0,198,255,0.08);
    text-align: center;
    transition: transform 0.2s, box-shadow 0.2s;
    position: relative;
}

.feature-card:hover {
    transform: translateY(-6px) scale(1.03);
    box-shadow: 0 8px 32px 0 rgba(0,198,255,0.18);
}

.icon {
    width: 48px;
    height: 48px;
    margin: 0 auto 18px auto;
    background: linear-gradient(135deg, #00c6ff 0%, #0072ff 100%);
    border-radius: 16px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 2rem;
}
.icon-ai::before { content: "\1F4BB"; }
.icon-bank::before { content: "\1F3E6"; }
.icon-lock::before { content: "\1F512"; }
.icon-easy::before { content: "\1F680"; }

.feature-card h3 {
    font-size: 1.3rem;
    font-weight: 700;
    margin-bottom: 10px;
    color: #fff;
}

.feature-card p {
    color: #e0e6ed;
    font-size: 1rem;
}

.apply-section {
    background: rgba(0,198,255,0.07);
    padding: 80px 0 60px 0;
}

.apply-container {
    max-width: 600px;
    margin: 0 auto;
    background: rgba(255,255,255,0.08);
    border-radius: 24px;
    padding: 48px 32px;
    box-shadow: 0 4px 24px 0 rgba(0,198,255,0.10);
    text-align: center;
}

.apply-container h2 {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 28px;
    color: #00c6ff;
}

.loan-form {
    display: flex;
    flex-direction: column;
    gap: 18px;
}

.loan-form input {
    padding: 14px 18px;
    border-radius: 12px;
    border: none;
    font-size: 1.1rem;
    background: rgba(255,255,255,0.15);
    color: #222;
    margin-bottom: 8px;
    outline: none;
    transition: box-shadow 0.2s;
}

.loan-form input:focus {
    box-shadow: 0 0 0 2px #00c6ff;
}

.loan-form button {
    padding: 14px 0;
    border-radius: 12px;
    border: none;
    background: linear-gradient(90deg, #00c6ff 0%, #0072ff 100%);
    color: #fff;
    font-size: 1.1rem;
    font-weight: 700;
    cursor: pointer;
    transition: background 0.2s, transform 0.2s;
}

.loan-form button:hover {
    background: linear-gradient(90deg, #0072ff 0%, #00c6ff 100%);
    transform: scale(1.03);
}

.testimonials-section {
    padding: 80px 0 60px 0;
    background: rgba(255,255,255,0.03);
}

.testimonials-section h2 {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 36px;
    text-align: center;
    color: #00c6ff;
}

.testimonials-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 32px;
}

.testimonial-card {
    background: rgba(0,198,255,0.10);
    border-radius: 20px;
    padding: 32px 24px;
    box-shadow: 0 2px 12px 0 rgba(0,198,255,0.08);
    color: #fff;
    font-size: 1.1rem;
    position: relative;
    transition: transform 0.2s, box-shadow 0.2s;
}

.testimonial-card:hover {
    transform: translateY(-4px) scale(1.02);
    box-shadow: 0 6px 24px 0 rgba(0,198,255,0.16);
}

.testimonial-card span {
    display: block;
    margin-top: 18px;
    color: #00c6ff;
    font-weight: 600;
    font-size: 1rem;
}

.about-section {
    padding: 80px 0 60px 0;
}

.about-container {
    max-width: 800px;
    margin: 0 auto;
    background: rgba(255,255,255,0.07);
    border-radius: 20px;
    padding: 40px 32px;
    box-shadow: 0 2px 12px 0 rgba(0,198,255,0.08);
    text-align: center;
}

.about-container h2 {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 18px;
    color: #00c6ff;
}

.about-container p {
    color: #e0e6ed;
    font-size: 1.1rem;
}

.footer {
    background: rgba(15,32,39,0.98);
    padding: 32px 0 16px 0;
    color: #b0b8c1;
    font-size: 1rem;
}

.footer-container {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
}

.footer-info {
    text-align: center;
    margin-bottom: 8px;
}

.footer-copy {
    font-size: 0.95rem;
    color: #6c7a89;
}

@media (max-width: 700px) {
    .container {
        padding-left: 16px;
        padding-right: 16px;
    }
    .hero-content {
        padding: 32px 12px;
    }
    .apply-container, .about-container {
        padding: 24px 10px;
    }
}